Mutual fund NAV history
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What is a mutual fund’s NAV?
NAV, or net asset value, is the value of one unit of a fund: everything the fund owns, minus its expenses and liabilities, divided by the number of units. Funds work it out after the market closes on every business day and publish it on their own site and on AMFI’s site by 11 p.m. the same day.
How the lookup works
We keep every NAV each plan has published, as AMFI reports it. For a date you pick, we show that day’s NAV; if there was none, the NAV of the last business day before it, and we say which day that was. A date after the latest NAV uses the latest NAV. A date before the plan’s first NAV has no NAV, so we show when the plan started.
For two dates, the return is the change in NAV. For periods of a year or more we also show the yearly rate (CAGR), using the exact number of days between the two NAV dates.
Return = NAV on end date ÷ NAV on start date − 1 · CAGR = (NAV end ÷ NAV start)^(365 ÷ days) − 1
The 1, 3 and 5-year figures run to the latest NAV, starting from the NAV on the same date 1, 3 or 5 years earlier (or the last business day before it).
Why your own return can differ
The NAV return is what one unit earned between two dates. Your own return also depends on when your money reached the fund, any SIP instalments, exit load and tax. Since February 2021, a purchase gets the NAV of the day your money reaches the fund before the 3 p.m. cut-off, not the day you placed the order. For a SIP or several purchases, XIRR is the better measure: the Kalpi portfolio analyser works it out for every fund you hold from your CAS.
Direct and regular plans have different NAVs
Each scheme has a direct and a regular plan, and growth and IDCW options, each with its own NAV. Pick the exact plan and option you hold. The direct plan’s NAV is higher over time because its expense ratio is lower.
An IDCW option’s NAV falls by the amount paid out on each payout date, so its NAV return leaves the payouts out and understates what the option earned in total. The growth option of the same plan shows the full return.
Frequently Asked Questions
How do I find the NAV of a mutual fund on a particular date?
Search for the fund, pick the plan and option you hold, enter the date and press Show NAV. If no NAV was declared that day because it was a weekend or market holiday, you get the NAV of the last business day before it, with that date shown.
Where can I get historical NAV data for mutual funds?
AMFI publishes every fund’s daily NAV, and its site lets you download history up to 90 days at a time. Fund house websites also keep NAV history for their own schemes. This page shows a plan’s full history in one place, with a chart, the last 30 NAVs, a CSV download and the return between any two dates.
What is NAV in a mutual fund?
NAV, or net asset value, is the value of one unit of a fund: the market value of everything it holds, minus expenses and liabilities, divided by the units outstanding. It changes every business day with the prices of the fund’s holdings.
When is mutual fund NAV updated?
Funds declare NAV after markets close on each business day and must publish it on AMFI’s site and their own by 11 p.m. the same day. Fund of funds have until 10 a.m. the next business day.
Why is there no NAV on some dates?
NAVs are declared only on business days. Weekends and market holidays have no NAV, so the last declared NAV before that date is the one that applies.
How do I calculate returns from NAV?
Divide the NAV on the end date by the NAV on the start date and subtract 1 for the absolute return. For periods of a year or more, CAGR = (end NAV ÷ start NAV)365 ÷ days − 1. The lookup does both. To see how a fund did over every 1, 3 or 5-year period rather than one pair of dates, use the rolling returns calculator.
Is a higher NAV better?
No. NAV alone says nothing about whether a fund is cheap or good. A fund with a NAV of 20 and one with 200 grow your money the same if both rise 10%. What matters is the change in NAV over time, not its level.
Why is the direct plan NAV different from the regular plan NAV?
The direct plan has a lower expense ratio because it pays no distributor commission. The difference is deducted daily, so over time the direct plan’s NAV pulls ahead of the regular plan’s.
Which NAV will I get when I invest or redeem?
For purchases, the NAV of the business day your money reaches the fund before the 3 p.m. cut-off; after it, the next business day’s. For redemptions, that day’s NAV if you apply before 3 p.m., else the next business day’s. To work out the gain and tax on units you sold, use the capital gains calculator.
For education only. NAVs are as published by the fund houses through AMFI; check the fund house’s site for official figures. Returns shown are point-to-point NAV changes and are not your personal return. This is not a recommendation to buy, sell or switch any fund.